Insurance Eligibility

Eligibility for Health Insurance and Supplemental Benefit Plans

Any active employee of LSU is eligible for health and supplemental insurance provided the following:

  • Employed at 75% of full-time effort per pay period (approx. 30 hours/week) or greater, and
  • Appointed for a duration of at least one semester or 120 days or greater. 

Timely Applicant: Enrolled within first 30 days of full-time employment, coverage will be effective the first of the month following the first full calendar month of employment. 
*For example: Date of hire = August 20; Effective Date = October 1

*If not enrolled within the first 30 days of employment, enrollment may only occur during Annual Enrollment in October for an effective date of January 1 or due to a Qualifying Life Event. Please follow Change Benefits Workday Job Aid within 30 days of the event to add Health, Dental, Vision, Accident, Critical Illness, and/or Flexible Spending Accounts. Coverage will be effective the date of the event. 

Timely Applicant: If enrolled within first 30 days of full-time employment, coverage will be effective the first of the month following the first full calendar month of employment. 

Late Applicant: If an employee did not enroll coverage within the 30 days of employment, enrollment can occur at any time, but an Evidence of Insurability Application (medical underwriting) must be completed. Effective date of coverage will be first of month after approval. 

Employees can enroll, change or cancel these benefits at any time throughout the year. Any changes made will be effective the first of the month following the request.

Dependent Coverage

An eligible dependent is defined as:

  • The covered Employee’s legal spouse;
  • A Child from date of birth up to 26 years of age;
  • A Child of any ages who meets the criteria for “Over-Age Dependents” in the entitled “Over-Dependents” listed below.
  • An eligible Dependent during the year if a court orders the Employee to cover an eligible Dependent (e.g., a QMCSO). Coverage will take effect the first day of the month following the date of receipt by your Employer of all required forms prior to the 15th of the month, or the first day of the second month following the date of receipt by your Employer of all required forms on or after the 15th of the month.

To add newly eligible dependents acquired through marriage, birth, or adoption, please follow Manage Dependents Job Aid, then Change Benefit Job Aid. Coverage will be effective the date of the event.

Important Note: Newborns are not automatically added to your policy. You must add the newborn as a dependent then change benefit plan(s), if applicable, in order to effectively add them to your coverage.

To add a dependent, you must provide proof of legal relationship  Without documentation, your dependent cannot be added. Acceptable documents can be found in the Dependent Verification Job Aid. 

In order to edit/delete a dependent, please follow Manage Dependents Job Aid, then Change Benefit Job Aid, if applicable, within 30 days for any of the following events:

  • Divorced spouse and/or step-children
  • Deceased spouse or child