Magnolia Open Access

Louisiana Blue

The Magnolia Open Access offers moderate deductibles and coinsurance in exchange for a higher premium. Coverage is provided within the Louisiana Bluenationwide network, as well as out-of-network. Prescription services are provided by CVS Caremark.”

Contact Information

1-800-392-4089

VISIT BCBS

8 a.m. - 5 p.m.
Monday - Friday

1-877-300-1906

CVS CAREMARK

24 Hours
Seven days a week

1-800-272-8451

VISIT OGB

8 a.m. - 4:30 p.m.
Monday - Friday

Medical Coverage

The Magnolia Open Access plan offers moderate deductibles and coinsurance instead of copayments at physician visits. After meeting the deductible, members pay 10% for in-network care and 30% for out-of-network care. It provides coverage within the Louisiana Blue nationwide network and also includes out-of-network coverage.

Medical Coverage	Employee Only	Employee +1 (Spouse or Child)	Employee + Children	Family
Deductible (in-network)	$900	$1,800	$2,700	$2,700
Deductible (out-of-network)	$900	$1,800	$2,700	$2,700
Out-of-pocket max (in-network)	$3,500	$6,000	$8,500	$8,500
Out-of-pocket max (out-of-network)	$4,700	$8,500	$12,250	$12,250
Coinsurance (in-network)	10%	10%	10%	10%
Coinsurance (out-of-network)	30%*	30%*	30%*	30%*

*Once a member's deductible for allowable charges is met, he or she will pay 30% of the allowable charge, plus 100% of the difference between the allowable charge and billed amount for out-of-network care.

Prescription Coverage

OGB uses the CVS Caremark formulary to help members select the most appropriate, lowest-cost options. Members will continue to pay a portion of the cost of their prescriptions in the form of a co-pay or coinsurance. The amount members pay toward their prescription depends on the tier of medication -generic, preferred brand, non-preferred brand, or specialty drug.

Tier	Member Responsibility	Once You Pay $1,500
Generic	50% up to $30	$0 co-pay
Preferred	50% up to $55	$20 co-pay
Non-Preferred	65% up to $80	$40 co-pay
Specialty	50% up to $80	$40 co-pay

Access2day Health

Access2day Health is a clinic membership program and added benefit offered by OGB and the State of Louisiana, providing quality primary and urgent care services for $0 co-pay and out-of-pocket expense, with no appointment necessary!

OGB plan members, including covered spouses and dependents, enrolled in Pelican HRA 1000, Magnolia Local, Magnolia Local Plus, and Magnolia Open Access have access to Access2day Health clinic locations at no cost and are automatically enrolled. For more information, including a list of clinics, please visit the Access2day Health website.