Dental Insurance
UnitedHealthcare and LSU have teamed up to create a dental plan with options that offer coverage for preventive, basic, major and orthodontic services to fit your individual needs. You have the choice of one of two plans: Enhanced Plan or Basic Plan. Below you can find detailed information about these two plans.
2019 Premium Rates
Monthly Premiums (12 month employee)
| Coverage Plan | Enhanced Plan | Basic Plan |
|---|---|---|
| Employee Only | $38.06 | $20.72 |
| Employee + Spouse | $74.50 | $38.92 |
| Employee + Child(ren) | $90.56 | $53.78 |
| Family | $126.94 | $71.98 |
Monthly Premiums (9 month employee)
| Coverage Plan | Enhanced Plan | Basic Plan |
|---|---|---|
| Employee Only | $50.75 | $27.63 |
| Employee + Spouse | $99.33 | $51.89 |
| Employee + Child(ren) | $120.75 | $71.71 |
| Family | $169.25 | $95.97 |
Enhanced Plan Benefits - Enhanced Plan Flyer
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
| Preventative and Diagnostic | 100% | 100% |
|
Basic Services Minor Restorative |
80% | 80% |
|
Major Services Periodontics - surgical |
50% | 50% |
|
Orthodontia - Adult & Child |
50% | 50% |
|
Deductible |
None | None |
|
Annual Maxium |
$1,500 | $1,500 |
|
Waiting Period |
None | None |
Enhanced Plan Additional Benefits
- MaxMultiplier - Allows members to carry forward a portion of their unused annual dental maximum into an account for future use. How do you qualify for an award? At least one preventative dental claim during the coverage period. And, a bonus when you use a network dentist for all services. View Enhanced Plan Additional Benefits information.
- Preventative MaxMultiplier - Pays for preventive and diagnostic care without deducting from plans annual maximum.
Basic Plan Benefits - Basic Plan Benefits Flyer
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
| Preventative and Diagnostic | 100% | 100% |
|
Basic Services Minor Restorative |
Scheduled Benefits | Scheduled Benefits |
|
Major Services Crown & Bridge |
Scheduled Benefits | Scheduled Benefits |
|
Orthodontia - Adult & Child |
Not covered on this plan | Not covered on this plan |
|
Deductible |
$50/$150 | $50/$150 |
|
Annual Maxium |
$1,500 | $1,500 |
|
Waiting Period |
None | None |
Both the Enhanced and Basic Plans offers the following additional benefits:
Prenatal Dental Care Program
- Members may receive additional services such as cleanings, deep scaling and periodontal maintenance during that period
- Covered at 100%
- Deductible does not apply
Oral Cancer Screening
- One screening per benefit period
- Adult members
Helpful Tools for Members at www.myuhc.com:
Dentist Locator *Select National Option PPO 20
- Find general dentist and specialist
Plan Information
- View benefit summary
- Order an ID card
- Answers to common dental questions about plans
Claims Information
- Review claim status and history
- Download a claim for Out-of-Network visits
*If your dentist is not already part of UnitedHealthcare's network, nominations are accepted for admission to the network. Access the Provider Nomination Form.