Dental Insurance
LSU partners with Humana to provide you and your family with valuable Dental coverage at affordable rates. There are 2 options—Basic and Enhanced. You may select coverage for yourself, your spouse, and/or your child(ren). Children are eligible for coverage up to age 26. If you and your spouse are both LSU employees, only one of you may enroll in Family coverage.
To search for a provider, please visit the Humana webpage and click on “Shop for Providers – Find a Provider.” You will enter in your zip code, select Coverage Type PPO and Network PPO/Traditional Preferred.
Basic Dental Plan
The Basic Dental Plan is designed with two goals in mind: to promote good dental hygiene through preventive care and to provide you with the dental care you need at a low cost. The Plan will cover a percentage of Usual and Customary (U&C) charges, including 100% of preventive claims. All in-network dentists have agreed to honor the negotiated rates; however, out-of-network dentists may charge more, leaving you with additional out-of-pocket expenses. The Basic Plan has an annual deductible of $50/person up to $150/family for Basic and Major Services.
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
|
Preventative and Diagnostic Routine oral examinations |
100% | 100%* |
|
Basic Services Emergency care for pain relief |
45% | 45%* |
|
Major Services Crowns |
20% | 20%* |
| Orthodontia - Adult & Child | Not covered on this plan | Not covered on this plan |
| Deductible | $50/$150 | $50/$150 |
| Annual Maximum | $1,000 | $1,000 |
| Waiting Period | None | None |
*Out of Network benefits are based on the Maximum Allowable Charge (MAC) of In-Network Benefits. Members may be balance billed the difference if using an Out of Network provider.
Enhanced Dental Plan
The Enhanced Dental Plan offers comprehensive dental coverage in an easy-to-use format. The Plan will cover a percentage of Usual and Customary (U&C) charges, including 100% of preventive claims. All in-network dentists have agreed to honor the negotiated rates; however, out-of-network dentists may charge more, leaving you with additional out-of-pocket expenses. Orthodontia is also included in the Enhanced Plan, making it a good choice for families with more extensive dental needs. The Enhanced Plan has an annual deductible of $50/person up to $150/family for Basic and Major Services.
| Dental Services | In-Network | Out-of-Network |
|---|---|---|
|
Preventative and Diagnostic Routine oral examinations |
100% | 100% |
|
Basic Services Emergency care for pain relief |
80% | 80% |
|
Major Services Crowns |
50% | 50% |
| Orthodontia - Adult & Child (Lifetime maximum of $1500 per person) |
50% | 50% |
| Deductible | $50/$150 | $50/$150 |
| Annual Maximum | $2,000 | $2,000 |
| Waiting Period | None | None |
Premium Rates
Monthly Premiums (12 month employee)
| Coverage Plan | Basic Plan | Enhanced Plan |
|---|---|---|
| Employee Only | $20.72 | $38.06 |
| Employee + Spouse | $38.92 | $74.50 |
| Employee + Child(ren) | $53.78 | $90.56 |
| Family | $71.98 | $126.94 |
Additional Benefits
Humana’s Special Discounts Program can help you look and feel your very best by giving you more choices and savings for health and wellness procedures. To access Humana’s Special Discounts Program, sign in to MyHumana.com, go to the “Coverage” tab at the top and scroll down to Special Discounts.
Nutrisystem provides unique solutions for weight loss and weight management by delivering delicious, portion-controlled meals directly to the home. Members will receive a 50% discount off every Nutrisystem plan, seven free high-protein shakes, and free shipping on all orders.
Experience the benefts of Lasik and save. With nearly 600 locations nationwide, members may choose any in-network provider and receive these discounts: 15% off standard prices or 5% off promotional prices. Extra member value—having performed over million procedures nationwide, LasikPlus® is the featured network provider and offers members:
- Special set prices
- Free Lasik exam
- Financing options
- Multiple technologies (100% bladeless procedures)
- Free enhancements for life on most procedures
Smile big and proud with a fresh set of pearly whites. Humana teamed up with ProSmileUSA™ to offer up to 70% off teeth whitening. Just go online and order the ProSmileUSA state-of-the-art whitening system. You’ll be on your way to glimmering teeth. ProSmileUSA, a division of United Networks of America, is a national dental lab that specializes in Hi-Intensity™, competitive strength, professional teeth bleaching.
Immediate savings. That’s what this discount can mean to you. These holistic approaches provide you a natural option for pain relief. You’ll get on-the-spot discounts of up to 30% when you receive services from the WholeHealth Network providers. Choose from:
- Chiropractic
- Massage therapy
- Acupuncture
To find a provider in your area, visit the WholeHealth Choices site at Humana or visit WholeHealthMD.com to learn more. If you prefer, call WholeHealth at 866-430-8647.
Good hearing is important to your health. That’s why Humana provides access to the TruHearing® program, which saves you 30%–60% on hearing aids. TruHearing customers save an average of $1,700 per hearing aid when compared to national average prices. TruHearing provides hearing solutions for virtually every type of hearing loss, and:
- Care from a professional in your area
- A 60-day trial and 3-year warranty
- 80 batteries for each non-rechargeable aid
- 1 year of free follow-up visits
Visit the TruHearing website at www.truhearing.com to learn more or make an appointment by calling 888-403-3937. Avaliable Monday – Friday, 9 a.m. – 9 p.m., Eastern time.
Protect yourself and your loved ones with identity monitoring and protection services provided by CyberScout®. At every stage of life, this benefit provides expert support to help detect fraud, monitor credit activity and resolve any identity-related issues. There are three packages available to Humana members. You can choose the package that fts your budget. All options include:
- Medical identity theft monitoring
- Internet monitoring
- Credit bureau monitoring, including credit score
- Unlimited access to expert fraud specialists for proactive and identity theft resolution assistance
Humana members have access to $0 teledentistry, also known as virtual dental care, with Teledentistry, as part of their Humana Dental plan. Teledentistry services allow you to see a dentist within minutes from your computer, smartphone or tablet. If you’re in pain or cannot visit a dentist’s office, virtual dental care may be an option rather than a visit to the emergency room.