Annual Enrollment
October 1, 2019 - November 15, 2019 

Annual Enrollment is held from October 1st through November 15th, 2019. All elections made during Annual Enrollment will be effective during the plan year of January 1, 2020 - December 31, 2020.

Workday Process for Annual Enrollment

Employees are encouraged to review all benefits and make selections/changes consistent with your individual needs. Workday will send all eligible employees, regardless of your current enrollment, an Open Enrollment event to enroll in benefits. We encourage you to go to your Workday Benefits Worklet and print your current benefit elections before completing the Open Enrollment task. This will help to ensure you are aware of the current benefits you are enrolled in. Workday will not allow for any updates/changes to be made after the Annual Enrollment period has ended. It is important that all employees check their health benefits and dependent information to ensure proper reporting on their 1095 forms to avoid a penalty.

Annual Enrollment Presentations

The Office of Human Resource Management will be hosting Annual Enrollment presentations during the month of October to provide information on the LSU First Health Plan and supplemental benefit plans. The Office of Group Benefits will not be hosting any onsite presentations during Annual Enrollment for employees this year, but they will be hosting regional presentations for anyone to attend. If you would like information on the OGB health plans, please visit their website or attend one of their presentations. More information on their plans as well as a presentation schedule can be accessed at info.groupbenefits.org.

Active/Non-Medicare Retiree Schedule

Date & Time Meeting Location
Thursday, Oct. 3, 9 -10 a.m. Annual Enrollment Presentation Capital Chamber Room, Student Union
Monday, Oct. 21,  2 - 3 p.m. Annual Enrollment Presentation

Capital Chamber Room, Student Union

Annual Enrollment Workday Labs Schedule

Date & Time Meeting Location
Thursday, Oct. 10, 2 - 4 p.m. Annual Enrollment Workday Lab Coates Hall, Room 171
Tuesday, Oct. 22, 9 - 11 a.m. Annual Enrollment Workday Lab Coates Hall, Room 205
Wednesday Nov. 6, 2 - 4 p.m. Annual Enrollment Workday Lab Coates Hall, Room 205

 This is for active employees who need assistance completing their Annual Enrollment Event in Workday. To register please click the date you would like to attend in the table above. 

Medicare Retiree Schedule

Date & Time Meeting Location
Thursday, Oct. 3, 2 -3 p.m. Annual Enrollment Presentation Capital Chamber Room, Student Union
Monday, Oct. 21, 9 -10 a.m. Annual Enrollment Presentation Capital Chamber Room, Student Union
Wednesday, Oct. 23, 2- 3  p.m. Annual Enrollment Teleconference Participant Number: 800-260-0702
Access Code: 471047

*Please note that the Office of Group Benefits health plans will not be discussed.

For a list of their regional meetings, please visit info.groupbenefits.org. 

Benefits Fair

Our annual Benefits Fair will be held on Thursday, October 17th from 10am until 2pm in the Cotillion Ballroom in the LSU Union. The Benefits Fair is a great time to visit with representatives whose organizations provide valuable services to LSU employees and their families. We hope to see you there!

Annual Enrollment Benefits Fair
October 17, 2019
10 a.m. - 2 p.m.
Cotillion Ballroom
LSU Student Union


During this period employees can enroll, cancel and make changes to the following benefits:

2020 Health Plans

 There will be a 5% premium increase, unless otherwise stated, for 2020. You can find the premiums rates for Active/Retired employees on our benefits homepage

  • LSU First Health Plan administered by WebTPA and CitizensRx
    • LSU First continues to offer members an employer paid HRA and 100% coverage for First Choice Providers and Generic Drugs. LSU First information and rates can be accessed at lsu.edu/lsufirst. The LSU First Medicare Retiree Plan is available to those who meet eligibility requirements. You can access plan information at www.uhcretiree.com/lsufirst.
  • LSU First Medicare Retiree Plan (available for Medicare - eligible retirees)
    • The LSU First Medicare Retiree plan will have a premium increase for 2020. There will be no changes to the plan design. Please note that if you or any of your covered dependents are not enrolled in Medicare Part A and Part B, you are not eligible for this plan. For more information, you can visit www.uhcretiree.com/lsufirst
  • Pelican HRA 1000 administered by Blue Cross Blue Shield
    • Includes employer contributions in a health reimbursement arrangement that can be used to offset deductible and other out-of-pocket medical expenses throughout the year. Any unused funds roll over to the in-network out-of-pocket maximum, allowing members to build up balances that cover eligible medical expenses. Prescription drugs are not reimbursable by the HRA.
  • Pelican HSA 775 administered by Blue Cross Blue Shield
    • Includes a health savings account funded by both employers and employees to cover out-of-pocket medical and pharmacy costs. Unused funds are rolled over every year with no limit and can follow the member. If you are enrolled in the Pelican HSA 775 and would like to contribute to the HSA, you must complete a GB-79 form annually.
      *Please note employees who participate in the HSA option, will not be able to participate in the Flexible Spending Account (FSA) program for the 2020 plan year. Employees must have exhausted their (FSA) Healthcare Spending Account as of December 31, 2019 to be eligible for the HSA account and enroll for January 1, 2020.
  • Magnolia Local administered by Blue Cross Blue Shield  (available only for employees who live in designated regions)
    • Available to members who want local access, affordable premiums and a new approach to health care. This plan is a limited provider in-network only plan for members who live in specific coverage areas. Out-of-network coverage is provided in emergencies only and members may be subject to balance billing.
  • Magnolia Local Plus administered by Blue Cross Blue Shield 
    • Offers the same coverage as the Magnolia Local plan, with the additional benefit of a nationwide network. This plan provides the predictability of co-pays rather than using employer funding to offset out-of-pocket costs. Out-of-network coverage is provided in emergencies only and members may be subject to balance billing.
  • Magnolia Open Access administered by Blue Cross Blue Shield
    • Offers coverage both inside and outside of the nationwide network. It differs from the other Magnolia plans in that members enrolled will not pay co-pays. Instead, once a member’s deductible is met, they will pay 10% of allowable charges for in-network and 30% allowable charges for out-of-network.
  • Medical Home HMO administered by Vantage 
    • A patient-centered approach to providing cost effective and comprehensive primary health care. This plan creates partnerships between the individual patient and his or her personal physician. This plan also includes out-of-network coverage.

Supplemental Insurance

  • Dental Insurance
    • There will be no premium changes for 2020. The Basic Plan will switch from a Fee Schedule to a coinsurance model. Preventive and Diagnostic will be covered at 100%, Basic services will be covered at 45%, and Major services will be covered at 20%. The Annual Maximum will also change from $1,500 to $1,000. The Enhanced Plan will have an annual deductible of $50 per person, up to $150 per family. The deductible will not apply to preventive and diagnostic services. To find an in-network provider, please visit www.myuhc.com and select the National PPO 20 option. During Annual Enrollment, you may add or delete dependents or switch between the Basic and Enhanced plans. No action is required if you wish to remain in the same plan. If you are not currently enrolled, you may enroll during Annual Enrollment.
  • Vision Insurance
    • There will be no changes with the plan design or premium for 2020. You may add or delete dependents during Annual Enrollment. No action is required if you wish to remain in the same plan. If you are not currently enrolled, you may enroll during Annual Enrollment. As a reminder, UnitedHealthcare does not require members to utilize an ID card. An In-Network provider will be able to locate you in their online system with your name and date of birth. If you prefer to have an ID card, one can be printed directly from the UnitedHealthcare website www.myuhcvision.com.
  • Supplemental Life Insurance
    • UHC Term Life
      • There will be no changes with the plan design or premium for 2020. Your premium will increase if you are entering a new age bracket. If you are currently enrolled and do not wish to make changes for 2020, no action is required.

        During Annual Enrollment, UnitedHealthcare will allow employees currently enrolled in the plan to increase their coverage by $10,000, up to a total of coverage amount of five times your annual salary or $500,000, with-out evidence of insurability (EOI). Spouses currently enrolled can increase their coverage by $5,000 without EOI, not to exceed 50% of employee coverage amount or $100,000. Be sure to elect the entire amount of life insurance desired for you and your dependents effective January 1, 2020, as well as beneficiary designations. Employees not currently enrolled would need to complete the Evidence of Insurability (EOI) in order to obtain coverage.


         If you would like to apply for coverage for you or your spouse or increase your coverage over the guaranteed issue amount, you can apply for this benefit at any time throughout the year, subject to EOI. Please visit the benefits website at www.lsu.edu/benefits for evidence of insurability forms to apply as a late applicant or to access premium rates.

    • OGB Term Life
      • There will be no changes to the plan design for 2020. Employees between the ages of 41-65 will experience a premium increase. Your premium will also increase if you are entering a new age bracket. If you are currently enrolled and do not wish to make changes for 2020, no action is required. If you are not a current participant, you may apply for coverage at any time with evidence of insurability. If you would like to cancel your coverage, please contact HRM directly.
  • Accidental Death & Dismemberment
    • There will be no changes with the plan design or premium for 2020. If you are currently enrolled and do not wish to make changes for 2020, no action is required. If you are not currently enrolled, you may enroll at any time without evidence of insurability.
  • Long Term Disability
    • There will be no changes with the plan design or premium for 2020. If you are currently enrolled and do not wish to make changes for 2020, no action is required. If you are not a current participant, you may apply for coverage at any time with evidence of insurability. If you would like to cancel your coverage, please contact HRM directly.
  • Long Term Care
    • There will be no changes with the plan design or premium for 2020. If you are currently enrolled and do not wish to make changes for 2020, no action is required. If you are not a current participant, you may apply for coverage at any time with evidence of insurability. If you would like to cancel your coverage, please contact HRM directly.
  • Critical Illness
    • There will be no changes with the plan design or premium for 2020. If you are currently enrolled and do not wish to make changes for 2020, no action is required. The Critical Illness Protection Plan from UnitedHealthcare provides you with a lump-sum benefit that can help you pay medical expenses, offset lost income for you or your spouse or just help with everyday living expenses. Employees have the ability to enroll in this plan during Annual Enrollment without evidence of insurability. If you currently have the Critical Illness Protection Plan, please remember to file for your wellness benefit.
  • Accident Insurance
    • There will be no changes with the plan design or premium for 2020. If you are currently enrolled and do not wish to make changes for 2020, no action is required. The Accident Protection Plan from UnitedHealthcare provides financial protection from expenses incurred due to qualifying injuries from a covered accident. These benefits are paid directly to you and can be used at your discretion. Employees have the ability to enroll in this plan during Annual Enrollment without evidence of insurability.
  • Flexible Spending Accounts
    • Diversified Benefits Services, Inc. (DBS) will continue to administer the Flexible Spending Account (FSA) program for LSU employees. This program will allow employees to put tax-sheltered dollars in an account for out-of-pocket medical, dental or vision and/or dependent care expenses that are incurred from January 1, 2020 through December 31, 2020 for the employee and any eligible dependents. 

      Employees are able to contribute up to $2,700 into a Healthcare FSA and up to $5,000 (per household) into a Dependent Care FSA. The monthly administrative fee is $5.00 for 12 month employees and $6.67 for 9 month employees. The Healthcare FSA includes a debit card option.

      If you are currently participating in a Healthcare and/or Dependent Care FSA(s) you must re-enroll via your Workday account during Annual Enrollment if you wish to participate for the 2020 plan year. Failure to re-enroll in these plans will result in no FSA benefit for the 2020 plan year.

      Current Healthcare FSA plan participants should continue to use their current debit card for any claims incurred in 2019 through the grace period (March 15, 2020), if money is available.  If you are a new participant for 2020, a debit card will be mailed to your home address. Reimbursements for 2019 Dependent Care expenses can be submitted by mail/fax claim forms to DBS. You can also submit claim information online or submit via DBS’ mobile phone app.

  • Identity Theft Protection
    • LSU continues to partner with IdentityForce to provide you and your family with identity protection. There will be no changes with the plan design or premiums for 2020.
      There are two Identity Theft Protection plans to choose from. UltraSecure monitors your personal information 24/7, alerts you if it is compromised, and is backed with $1 million identity theft insurance. UltraSecure+Credit provides all the benefits of UltraSecure, plus 3-bureau credit monitoring, scores, reports, credit score simulator, and more. Both products include free child identity theft protection for any child(ren) up to age 26.