Private Loan Application Process

Step 1: Speak with Financial Aid at LSU

Consult with Financial Aid at LSU to determine your eligibility for Federal Title IV assistance to ensure that you have exhausted all other funding options prior to applying for a private loan.

Step 2: Complete the Waiver of Federal Aid

If you choose not to pursue the Federal Title IV assistance available to you, you will need to complete and submit a waiver of federal aid.

Step 3: Get Pre-Approved by your Lender

Complete the application & pre-approval process with the lender of your choice. The lender will notify our office if you have been pre-approved and request certification. Alternative loan applications may ask that you enter a requested loan period, or the dates for which you need a loan.

Step 4: Complete a Self-Certification Form

This can be completed electronically with your lender, but some lenders may not have this option available to you. Once the Self-Certification Form has been completed, you must mail it to your selected lender.

Step 5: Cost of Attendance Verification

LSU will check your eligibility. If you are eligible, our office will certify the loan amount you have requested not to exceed your cost of attendance.