Over-the-Side

Over-the-Side and Field Equipment Insurance will be made available to those LSU Departments and Programs who use scientific instruments and equipment in the field including placement  in water or underground as part of a research expedition. Over-the-Side and Field Equipment Insurance provides the necessary coverage (replacement cost) for high value equipment either left unattended in the ground or ocean or that may be tethered to a mooring or vessel.

LSU Risk Management is pursuing this insurance coverage as part of LSU's Risk Management Autonomy and due to the general property insurance exclusions applied to equipment lost in water or in the field that may be damaged or unrecoverable. At this time request must be submitted for each project, which will be subject to review by an insurance underwriter. There will be no premium cost incurred by the departments for this coverage. However, departments will be responsible for a per occurrence deductible.

This insurance must be requested PRIOR to the equipment being being deployed in the field. For any questions or concerns, please contact Risk Management at riskmgthelp@lsu.edu.