Critical Illness Protection

  

What is Covered? 

Cancer
  • Cancer 
  • Carcinoma in situ*

Cardiovascular

  • Heart attack 
  • Heart failure 
  • Ruptured Aneurysm 
  • Stroke 
  • Coronary artery bypass (25%)

Other

  • Coma 
  • Chronic renal failure 
  • Paralysis 
  • Major organ failure 
  • Severe burns 
  • Severe brain damage

*Partial Benefit -- See Benefit Summary or Certificate of Coverage for specific  

Critical Illness Protection premiums are based on age-banded rates.

  • Premiums are deducted post-tax
  • Deductions are made the month prior to coverage effective date
  • Effective date is 1st of the month following a full month of employment
 

Guarantee Issue Limits*

Employee: $10,000 or $20,000

Spouse: $5,000 or $10,000

Child(ren): $2,500
*If you purchase coverage for yourself, you may buy coverage for your eligible dependents.  

 

Wellness Benefit

Wellness Benefit - $100 per year

*Claim Form in right side bar.

Health Screening Tests:

  • Mammogram
  • Colonoscopy
  • Chest X-rays
  • And more

Watch Now! Critical Illness Protection Brainshark: A customized multimedia presentation designed to inform and educate eligible employees about their UnitedHealthcare benefits. 

CRITICAL ILLNESS PROTECTION

UnitedHealthcare Customer Service: 1-888-299-2070

Policy #303972

Visit unitedhealthcare

 

FORMS & RESOURCES

change benefits

*Critical Illness Insurance can only be added during Annual Enrollment or due to a qualifying event.

List of Qualifying Events

Modify/Change Personal Information (Name/Address)

PREMIUM RATE sheet

how to file a claim

claim form

Wellness benefit claim form

coverage policy

CI BENEFIT SUMMARY